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While a budget helps keep your spending in line and tells your money what to do, it should also work to give you a life you enjoy. Keeping up with bills and saving for seasonal expenses and emergencies creates a stable and productive financial future.

Installment Loans Work "For millions of American families, living paycheck to paycheck is nothing new, and accessing credit or bank loans isn’t a real option. This means that when it comes to borrowing money, many consumers have limited choices. This problem is exacerbated as lenders face increased...

Credit scores can be a bit mysterious. Here are a few of the most common misunderstandings about credit scores:

If you are already making on-time payments on your loans and credit cards, you are on your way to a better credit score. In fact, you may see your scores rise a bit each month as you establish a good payment history. If you are rebuilding credit, or are ready to take your credit score to the next...