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Saving or Spending in Uncertain Times

The financial challenges of the 2020 coronavirus pandemic came out of nowhere for many people. It left a large part of the population unsure of their financial future. While you might not be someone who lost a job, suffered a demotion or pay cut in anyway, you still might be unsure of your financial future.

Check Your Credit Every Week Through April 2021

October 12, 2020
Before the coronavirus pandemic began in early 2020, you could access your credit report once per year through Equifax, Experian and TransUnion. But, due to the economic challenges facing the nation, these bureaus are now allowing consumers to check their credit once per week until April 2021.

COVID-19 and Personal Finances

Building an emergency fund and budgeting are those to-do list items that too often get left for another day. That's because, without a financially pressing need, many don't want to face the stress and discipline of building out a budget and saving for an emergency fund.

What to Look Out for with Stimulus Check Fraud

September 11, 2020
In March, Congress passed the $2 trillion relief bill designed to offset the financial impacts of the coronavirus pandemic. The bill included stimulus checks for individuals and families. While this was great news for many Americans, scammers decided to take advantage of this opportunity to steal identities and swindle people out of hard-earned money.

South Carolina’s Tax-Free Weekend Gives Back-to-School Shoppers a Break

August 3, 2020
During the first weekend of August in South Carolina, shoppers can save some money on back-to-school purchases. This year, the tax-free weekend starts Aug. 7 and goes until Aug. 9.

Tips for Being Prepared During a Pandemic

May 19, 2020
Although experts have sounded warning bells for years, most of us were caught totally off guard at how quickly and radically the COVID-19 pandemic affected every aspect of our lives.

How to Track Your Stimulus Check

April 17, 2020
  If the IRS doesn’t have your correct direct deposit information, it may delay your stimulus check. If you are waiting on your check by mail, it is also wise to ensure your correct mailing address is on file with the IRS.

How Will the Pandemic Affect Tax Filers in the U.S.?

March 27, 2020
Every day, it seems, the news gets scarier and scarier as the world weathers the storm of the COVID-19 pandemic. In the wake of an uncertain climate, many are “panic buying” at grocery stores, leaving shelves bare while others can’t seem to sell off stocks fast enough, pushing the economy towards a deep recession.

Laid-Off Loans for Temporarily Unemployed

March 25, 2020
What’s Happened Recently you may have witnessed how quickly your “normal” everyday life can change. From schools and churches going online, to restaurants and manufacturers limiting services or temporarily closing, everyone has been affected in some way.

How Long Do Negative Items Stay On Your Credit Report?

  When you are trying to build credit, it takes time for negative items to fall off your credit report. While you can get incorrect information that could affect your credit removed without waiting any specific amount of time, correct reports of late payments, multiple hard credit inquiries, and other activity could take between two and seven years to disappear.  
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