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What are some advantages to using cash for purchases?

In today’s society, there are multitudes of ways to access and pay for goods. From debit and credit cards, to pay services such as PayPal and Venmo, each type of payment method offers advantages and usually some disadvantages. One payment method which has many advantages is the good old greenback, or cash.
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Overlooked Auto Expenses

Beyond keeping gas in your car, driving has costs that many people forget to account for. Unexpected auto expenses can wreck your budget if you don’t have an emergency fund in place.
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Prepare for Unexpected Medical and Dental Bills

Even the most organized and financial competent people experience unexpected medical bills that could disrupt their budget. A simple eye infection that requires immediate treatment could cost $100-$200 at a walk-in or minute clinic. If you have insurance, that cost could be as low as $20 for the co-pay, but you may still be required to pay $80-$100 for the antibiotic ...
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Unexpected Expenses: Child Care and Elder Care Costs

For some families, elder care or child care expenses can come on quite suddenly and take more out of the family budget than the rent or mortgage payment. While everyone’s situation varies, the Child/Dependent tax credit offers some relief. It’s important to understand how this tax credit helps middle and low-income Americans afford to care for their loved ones while ...
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Recent IRS Tax Changes and Your Paycheck Withholdings

According to the IRS, a little over 70% of taxpayers received a refund in 2017. While many people enjoy the extra financial boost, the truth is that if you get a tax refund, it means you are overpaying the IRS throughout the year. A quick checkup could help you decide whether to file a new W-4 form with your employer to increase your paychecks.
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What Is a Live Check?

If you’ve ever received a check in the mail that looks authentic, but aren’t sure why you received it or what it is, it is most likely a live check. 
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Credit Access Set to Expand

Getting credit is about to get easier for people who may have previously struggled to get a mortgage because of their non-existent credit history.
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South Carolina Tax-Free Weekend Gives Back-To-School Shoppers a Break

During the first weekend of August in South Carolina, shoppers can save some money on back-to-school purchases. The tax-free weekend starts Friday, August 3, 2018, and goes until Sunday, August 5, 2018.
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Back-to-School Budgeting is a Teaching Moment for Kids

Back-to-school time takes a toll on your budget if you aren’t prepared. Extra expenses add up and sticking to your plan can be difficult. You don’t have to do it alone, though. This is an ideal time to help your kids build budgeting skills. Here are a few ideas about how to use back-to-school time to teach kids about money:
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Don’t Overlook These Back-to-School Expenses

Even after the first back-to-school rush, many families continue to struggle with the costs associated with this time of year. Here are few budget-busting expenses that parents may forget to budget for:
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