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While the changes to the current tax laws are for the years 2018 through 2025 only, they will affect how much of your income you’ll keep throughout the next eight years.

It’s almost that time of year, when many Americans begin looking forward to their tax returns. Now is the perfect time to think about what to do with all that extra cash. Planning will help you make smart choices and set you up for a financially successful and fun 2018.

There are some major differences between revolving credit lines and installment credit lines that influence how fast you can pay off the debt. Here’s what you need to know about each of these options:

There are a lot of great sales and deals in stores after the Christmas holiday. Many people wait to purchase big-ticket items until January hoping they’ll save some money on things they need.