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If your summer plans outpace your budget, you aren't alone. It's an expensive time of year for families. As we head into back-to-school time, you may be wondering how you'll find the extra money you'll need to finance your child's needs.

Prices are rising on all types of goods nationwide and squeezing Americans’ budgets. Inflation reached 7.9 percent for the 12-month period ending February 2022. The struggle is many people’s income is not matching that rate of inflation.

In recent years, the average tax refund was almost $3,400. According to a study conducted by J.P. Morgan Chase Institute, many people wait for their tax refund, so they can pay for medical expenses not covered by insurance. For example, close to one-third of people spent part of their tax refund at...

The Advance Child Tax Creditwas a provision of the American Rescue Plan of 2021.