One of the most expensive times of year for many people is the winter holiday season. Gifts, hosting parties, large family gatherings, and travel expenses don’t have to cause problems with your budget, though.
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How do a savings account and a retirement account differ? A savings account helps to insulate you from financial emergencies or unexpected expenses. A retirement account consists of money you are putting away for the specific purpose of retiring.
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Maintaining a working budget is key to your financial well-being. One way to stick to your predetermined spending goals is to use the “envelope method.” This simple but effective way to monitor spending is a great way to make your budget work for you.
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If you’ve ever taken out a personal loan, you may know there are insurances, some of which are required, on the loan. These payment protection plans are designed to safeguard both the lender and borrower. The insurances available may vary from state to state. Below is a brief description of some of...
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