In 2003 the provisions of the Fair and Accurate Credit Transactions Act (FACTA) brought about an amendment to the Fair Credit Reporting Act (FCRA.) This entitles you to one free credit report every 12 months from each of the credit bureaus; Equifax, TransUnion, and Experian. It was put in place to...
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Your budget is a tool that you design to help you get the most out of the money you have. Since you are in charge, the money making decisions are up to you. Here are some tips that will help you succeed on a budget.
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Creating a spending plan is a smart way to give your money direction. The choices you make about where and when to spend your money affect nearly every aspect of your life. Fortunately, basic money management is a skill that’s easy to learn and will allow you to stick to a budget.
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It’s not difficult to make a budget (and stick to a budget) if you have a game plan. Getting your money organized will allow you to get the most out of your current income. It will help you avoid account draining late fees and overdraft fees, as well.
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