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Creating a spending plan is a smart way to give your money direction. The choices you make about where and when to spend your money affect nearly every aspect of your life. Fortunately, basic money management is a skill that’s easy to learn and will allow you to stick to a budget.

It’s not difficult to make a budget (and stick to a budget) if you have a game plan. Getting your money organized will allow you to get the most out of your current income. It will help you avoid account draining late fees and overdraft fees, as well.

When faced with financial needs that the monthly budget can’t cover, using credit cards, tapping into a 401(k) balance, borrowing from family or friends, and accessing a home equity line of credit are all popular choices. There are consequences associated with each of these options for unexpected...

For many people, sitting down once a month to make a budget isn't an effective way to manage their household finances. Unexpected expenses, little emergencies, impulse purchases, and even back to school expenses don't always fit neatly into a strict budget. Having a budget that works well for you...