Maintaining a working budget is key to your financial well-being. One way to stick to your predetermined spending goals is to use the “envelope method.” This simple but effective way to monitor spending is a great way to make your budget work for you.
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If you’ve ever taken out a personal loan, you may know there are insurances, some of which are required, on the loan. These payment protection plans are designed to safeguard both the lender and borrower. The insurances available may vary from state to state. Below is a brief description of some of...
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In 2003 the provisions of the Fair and Accurate Credit Transactions Act (FACTA) brought about an amendment to the Fair Credit Reporting Act (FCRA.) This entitles you to one free credit report every 12 months from each of the credit bureaus; Equifax, TransUnion, and Experian. It was put in place to...
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Your budget is a tool that you design to help you get the most out of the money you have. Since you are in charge, the money making decisions are up to you. Here are some tips that will help you succeed on a budget.
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