It’s not difficult to make a budget (and stick to a budget) if you have a game plan. Getting your money organized will allow you to get the most out of your current income. It will help you avoid account draining late fees and overdraft fees, as well.
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When faced with financial needs that the monthly budget can’t cover, using credit cards, tapping into a 401(k) balance, borrowing from family or friends, and accessing a home equity line of credit are all popular choices. There are consequences associated with each of these options for unexpected...
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For many people, sitting down once a month to make a budget isn't an effective way to manage their household finances. Unexpected expenses, little emergencies, impulse purchases, and even back to school expenses don't always fit neatly into a strict budget. Having a budget that works well for you...
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What do you do when you have a financial emergency? If you’ve budgeted for one, you may be able to tap into your emergency fund. If not, you have to find another means. This could mean borrowing the money from friends or family, or taking out a personal loan. Read on for ideas on how to pay for...
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