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There are some major differences between revolving credit lines and installment credit lines that influence how fast you can pay off the debt. Here’s what you need to know about each of these options:

There are a lot of great sales and deals in stores after the Christmas holiday. Many people wait to purchase big-ticket items until January hoping they’ll save some money on things they need.

Christmas is weeks away, but for many people, their carefully planned budget is already a thing of the past. It’s no secret that sticking close to a holiday budget can be difficult. The most important part of getting your budget back on track is realizing that you aren’t alone.

With a lower taxable income, you'll pay fewer taxes. The IRS allows for standard deductions that reduce taxable income. These fixed amounts change depending on your filing status.