How Do I Rebuild Credit?

Understanding how credit works and what it can do for you are important parts of your financial success. Many people find themselves in a situation where they want to improve their credit standing. Below are some tips on where to start if you need to rebuild credit or repair credit.  

Why Do I Need Credit?

Now that you’re familiar with what credit is, how credit reports are created, and where credit scores come from, you might wonder: "Why do I need credit? Can’t I just pay cash for everything and forget all this?"
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