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Becoming the victim of identity theft is one of most people’s worst nightmares. Therefore, discovering this scam as soon as possible is essential to avoiding large financial losses and avoiding long-term impacts on your credit.

Fraudsters target children’s identities as an easy way to take out loans because the fraud often goes undetected for many years.

Many people don’t give much thought to protecting their identity until they’ve been a victim of a breach or ID theft. But there are little things you can do every day to prevent such events from happening.

The Equifax data breach was big news in 2017. Now, Equifax is obligated to pay as much as $425 million to 147 million consumers who incurred costs as a result of the breach.