How Does Experian Boost Work?

If you don’t have a lot of access to credit or do not have enough credit card or loan accounts to build a good payment history, your thin credit file could keep you from accessing other forms of credit.
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Different Types of Scores Help Expand Access to Credit

While you may be familiar with your FICO score, a person’s credit score calculated by the Fair Isaac Corporation, or one of the major credit bureaus, you may not be aware there are several additional types of credit scores. Every American with a social security number or tax identification number that has borrowed money in the past few years has a credit score with ...
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You Can Now Get Free Credit Freezes from Experian, Equifax, and TransUnion

As of Friday, September 21, 2018, consumers can get credit freezes through all three major credit reporting bureaus at no charge.
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Possible New Law Would Make Credit Freeze Services Free

After Equifax’s huge data breach last year, 145 million consumers were at risk of identity theft. Equifax offered free credit freezes to people affected by the information hack until June 2018. Lawmakers say it’s not enough and consumers shouldn’t have to pay fees to lock down their personal information. They’ve called for more safety measures that would protect ...
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