Having an emergency fund in place, even if it’s small, makes life’s little surprises easier to handle. Building up that fund is a huge accomplishment, and worth the time and effort you’ll put into the project.
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About 7% of households in American don’t have a bank account. That number is falling, but for many people, accessing basic financial services can be difficult. Steep fees, unfriendly service, and minimum balance requirements are just a few of the reasons some people choose not to use banks. Even...
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Spring to summer is a fun transition for most people. The warmer weather and bright sun make outdoor activities more appealing. If you look forward to all of the fun and excitement of summer, you probably also have some mixed feelings about how expensive this high activity season gets.
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If you’ve had a tough time saving money in the past, you aren’t alone. Bankrate released a study in 2016 indicating that one in six households with annual income between $50,000 and $75,000 have no emergency savings. More than half of households with annual income below $30,000 have no savings....
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