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It’s almost that time of year, when many Americans begin looking forward to their tax returns. Now is the perfect time to think about what to do with all that extra cash. Planning will help you make smart choices and set you up for a financially successful and fun 2018.

There are some major differences between revolving credit lines and installment credit lines that influence how fast you can pay off the debt. Here’s what you need to know about each of these options:

There are a lot of great sales and deals in stores after the Christmas holiday. Many people wait to purchase big-ticket items until January hoping they’ll save some money on things they need.

Christmas is weeks away, but for many people, their carefully planned budget is already a thing of the past. It’s no secret that sticking close to a holiday budget can be difficult. The most important part of getting your budget back on track is realizing that you aren’t alone.