Identity Theft Protection

What exactly constitutes identity theft? A great definition can be found at InvestingAnswers: "Identity theft is the crime of using another person's personal information, credit history or other identifying characteristics in order to make purchases or borrow money without that person's permission." No one wants to have their identity stolen or undermined. ...
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Back To School Expenses

What do you do when you have a financial emergency? If you’ve budgeted for one, you may be able to tap into your emergency fund. If not, you have to find another means. This could mean borrowing the money from friends or family, or taking out a personal loan. Read on for ideas on how to pay for school supplies.  
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Budgeting Basics

Budgeting has gotten a bad rap. It’s not about reusing paper towels and stockpiling money under the mattress, and it’s definitely not about skipping fun. Budgeting is about telling your money where to go so you won’t wonder where it all went. But how do you do build a budget? And how do you stick to a budget? Here are a few ideas:  
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How Do I Rebuild Credit?

Understanding how credit works and what it can do for you are important parts of your financial success. Many people find themselves in a situation where they want to improve their credit standing. Below are some tips on where to start if you need to rebuild credit or repair credit.  
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How Do I Establish Credit?

We all know that credit is important, and that having a solid credit history can grant you access to things you would not otherwise have. For example, if you want to purchase a vehicle or house in the future, chances are you will need to have established credit prior to doing so. But how do you get credit if you have no credit?
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Why Do I Need Credit?

Now that you’re familiar with what credit is, how credit reports are created, and where credit scores come from, you might wonder: "Why do I need credit? Can’t I just pay cash for everything and forget all this?"
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What is Credit? What is a Credit Score?

When you start managing your finances, you learn pretty quickly that credit is important – but exactly what is credit?
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What Is an Installment Loan and When Should I Get One?

Learning about loans isn't exciting. Deciding when to get one may not be fun, either. We want to make information available to help ease the situation. Today we'll focus on installment loans. 
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Common Types of Personal Loans

When you start looking for solutions to your financial needs, all the different terms can be so confusing. For people who haven’t had much experience managing their finances it can be a lot to take in – we’ve all been there!
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Personal Installment Loans - A Smart Alternative

If you find yourself in a tough spot financially, it’s easy to panic and make a desperate decision that might not be the best for you in the long run. Take the time to evaluate all of your options.   
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Free! Top 5 Factors and How They Affect Your Credit Score

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