Personal Finance Tips

Deciding to limit debt and move toward healthy financial habits is a major step to becoming self-sufficient and reaching your goals.
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Helpful Hints for Maintaining Your Credit Score - Amounts Owed

The total amount you owe across all accounts reported to the credit bureaus is the second most important aspect of your FICO credit score. This is also known as your credit utilization, or the amount of credit you are using vs. the amount of credit you have. Your total debt level determines 30% of your credit score.
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