Having an emergency fund in place, even if it’s small, makes life’s little surprises easier to handle. Building up that fund is a huge accomplishment, and worth the time and effort you’ll put into the project.
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If you feel like you can’t break the paycheck-to-paycheck cycle, you aren’t alone. GOBankingRates issued a report during the fall of 2017 that says nearly 60% of American workers have less than $1,000 in a savings account. Only one in four has more than $10,000 in savings.
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