Utilizing Your Tax Refund for Retirement

If you feel like you haven’t saved enough for retirement, you aren’t alone. The Economic Policy Institute tracks how much Americans save for retirement, and their findings show that most people aren’t contributing enough to their nest egg to keep them from having to depend on Social Security for income after they stop working full time.
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Suggestions for Saving & Retirement

If you’ve had a tough time saving money in the past, you aren’t alone. Bankrate released a study in 2016 indicating that one in six households with annual income between $50,000 and $75,000 have no emergency savings. More than half of households with annual income below $30,000 have no savings. This is the same study that showed half of all Americans couldn’t handle ...
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Financial Responsibility Basics

There’s more to financial responsibility than having a budget. It’s a great place to start, but living within your means is a crucial money-management skill.
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Budgeting - Savings vs. Retirement

How do a savings account and a retirement account differ? A savings account helps to insulate you from financial emergencies or unexpected expenses. A retirement account consists of money you are putting away for the specific purpose of retiring. 
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