If you're starting the year with leftover holiday expenses, unpaid bills, or a tight budget, you're not alone. Many families across South Carolina and Georgia feel financial pressure in January, often just as they begin preparing their taxes.
The good news? You don’t have to wait for the IRS to send your refund weeks or even months from now.
At Sunset Finance and Flight Finance, you may qualify for a Tax Advance Loan when you file your taxes with us. This allows you to access a portion of your expected refund early, helping you cover important expenses, avoid late fees, and reduce financial stress.
In this article, we’ll explain:
A Tax Advance Loan is a short-term loan based on your expected tax refund. It provides early access to a portion of your refund before the IRS issues payments.
When you file your return with Sunset Finance or Flight Finance, either in person or through our Taxes To Go mobile app, you can apply for a refund advance. If approved, you'll receive funds shortly after filing, often within 24 to 48 hours.
This can be an ideal solution if you need to:
Here’s how the process works:
Advance loan amounts typically range from $500 to $7,000, depending on your expected tax refund. The exact amount depends on your filing status, income, and other factors determined during tax preparation.
These loans are not based on your credit score, making them more accessible than traditional bank loans or credit cards.
Many people rely on their tax refund to catch up financially, but IRS processing delays can make it difficult to wait.
Here’s how a refund advance can help:
By accessing funds now, you can manage your finances more effectively, reduce stress, and avoid making decisions that lead to long-term debt.
When you file your taxes with Sunset Finance or Flight Finance, there is no out-of-pocket cost to apply for a refund advance. The loan is repaid directly from your refund when it arrives.
All fees are disclosed clearly during your appointment. There are no hidden fees or surprise charges.
Yes. Whether you file in person or using the Taxes To Go app, your personal information is protected by secure technology and encrypted systems.
We follow strict data privacy and security protocols to protect your identity and your financial records. Your information is never sold or shared with third parties.
Waiting for the IRS to issue your refund could take several weeks. In the meantime, bills and everyday expenses don’t stop.
Choosing a Tax Advance Loan allows you to:
This is especially helpful for individuals and families in South Carolina and Georgia who need funds for rent, utilities, child care, or transportation.
You can apply in just a few steps:
The earlier you file, the faster you can get your advance.
*subject to our most liberal credit policies and IRS acceptance of your return.