What are some advantages to using cash for purchases?

cash, budgeting, identity theft protection, spending money, credit, credit rating

September 18, 2018
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In today’s society, there are multitudes of ways to access and pay for goods. From debit and credit cards, to pay services such as PayPal and Venmo, each type of payment method offers advantages and usually some disadvantages. One payment method which has many advantages is the good old greenback, or cash.
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Equifax Extends Offer to Freeze Credit Reports

equifax, credit freeze, credit rating, credit report

February 13, 2018
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After the personal information of 145.5 million people was exposed to hackers during the Equifax security breach last year, the company offered to waive the normal fees to freeze credit reports for individuals if they received a request to do so before January 31, 2018.
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Revolving Credit Lines vs. Installment Credit Lines

revolving credit, Installment Loans, credit rating, credit card, interest rate, credit card payment

December 22, 2017
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There are some major differences between revolving credit lines and installment credit lines that influence how fast you can pay off the debt. Here’s what you need to know about each of these options:
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