Should I Leave Lines of Credit Open?

To answer this question we need to review the definition of credit and why we use credit. Credit is the agreement to pay for something in the future which you have already received. Two types include revolving credit, credit cards for example, and installment credit, car notes and personal installment loans are examples of these.
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Revolving Credit Lines vs. Installment Credit Lines

There are some major differences between revolving credit lines and installment credit lines that influence how fast you can pay off the debt. Here’s what you need to know about each of these options:
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Common Types of Personal Loans

When you start looking for solutions to your financial needs, all the different terms can be so confusing. For people who haven’t had much experience managing their finances it can be a lot to take in – we’ve all been there!
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