Understanding What’s on Your Credit Report

Reading your credit report for the first time may be confusing. There’s a lot of information included about your loans, credit lines, and accounts. Checking your credit report from each of the three credit reporting bureaus each year and understanding the information is an important part of your financial health.

The Power of Installment Loans

Installment Loans Work “For millions of American families, living paycheck to paycheck is nothing new and accessing credit or bank loans isn’t a real option. This means that when it comes to borrowing money, many consumers have limited choices. This problem is exacerbated as lenders face increased scrutiny from federal regulators who are lumping installment lenders ...

5 Credit Scores Facts & Fallacies

Credit scores can be a bit mysterious. Here are a few of the most common misunderstandings about credit scores:

Having A Good Mix on a Credit Report Can Boost Your FICO Score

If you are already making on-time payments on your loans and credit cards, you are on your way to a better credit score. In fact, you may see your scores rise a bit each month as you establish a good payment history. If you are rebuilding credit, or are ready to take your credit score to the next level, it’s important to understand how the FICO credit scoring system ...

Equifax Extends Offer to Freeze Credit Reports

After the personal information of 145.5 million people was exposed to hackers during the Equifax security breach last year, the company offered to waive the normal fees to freeze credit reports for individuals if they received a request to do so before January 31, 2018.
Need a Loan? Click Here!
Free! 5 Steps to a Better Personal Loan!

Subscribe to Email Updates

Recent Posts

Posts by Topic

see all